Credit Card Offers

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Do you know your Credit Card?

As you may already know there are many different options when it comes to choosing a credit card. With so many offers to choose from, one question that needs to be answered is, “Which credit card is right for me?” There are various types of credit card offers and each has its own unique feature that set it apart from the rest. In this article we explain these features and explain how to choose the best one for you.

Credit card types are broken down into features that include:

Low Interest: Cards that have a lower APR (annual percentage rate), for either an introductory period and/or life of balance of card. APR is calculated in a consistent way by all financial providers so this will allow you to make a fair comparison when choosing a low interest card. Low Interest Credit Cards:

Balance Transfer: Choice offered by issuers which allow the consumer to use their existing credit from one credit card to pay off the balance of another credit card. With many balance transfer credit cards you will have a 0% or low interest rate for a certain period of time. Balance Transfer Credit Cards:

Cash Back: Credit cards that feature this option place the card holder in a rewards based program that give cash or equivalent back to the consumer with each purchase or dollar spent. Cash back various from each offer and can be paid back as a check while others may send a gift card, or simply place the money back in your account. Cash Back Credit Cards:

Airline Miles: Also know as travel credit cards, these offers allow the user to earn free trips, frequent flier miles, and other rewards with each purchase or every dollar spent. What makes these cards so amazing is that these miles earned can be used toward future flights that you were going to take anyway. Travel Credit Cards:

Gas Rebate: With the price of gasoline rising, these credit cards have been the choice for many consumers. Also know as gas credit cards or gas rewards credit cards, many of these credit cards offer cash back or rewards not only at the gas station but also on other purchases as well. Gas Credit Cards:

Rewards: If you want a credit card that has it all, one featuring rewards would be the perfect option for you. With many credit cards that offer many different rewards such as cash back, rebates, and travel rewards, you will find one that is right for you. Reward Credit Cards:

Student: If you are a college student and need a credit card, you will find many with competitive interest rates and some rewards. These credit card offers will get you on the track to building a credit history for the future. Student Credit Cards:

Business: Credit cards that are geared for large corporations to those classified as “small business” these will be the offers that you will need to compare. Business credit card offers have competitive interest rates and different reward opportunities. You will also find many that are customizable to your business, allowing you to have complete control of your brand. Business Credit Cards:

Affinity: If you want to support your favorite foundation, sports team, or charity; all while earning cash back, special discounts, and rewards, these are the credit cards for you. Affinity Credit Cards:

Sub-Prime: If your credit is not as good as you would like it to be, or it is hard to get approved for a credit card, then these are the credit cards that will help get you on the right track. These credit cards generally report directly to the credit bureaus and most have increasing limits. Sub-Prime Credit Cards: